Amthor International

Inc.5000: Chosen by Inc. Magazine

Amthor Internationaal - Horizon Capital Services

 

Your Tank Truck & Equipment Financing Headquarters

Now, through our One-Stop program, you can get your chassis, tank, equipment and financing all in one convenient place...

Click here for an online loan application

Click here for a printable loan application


Buy or Lease?
Use the calculator below to find out! Calculate your monthly payments and your total net cost. By comparing these amounts, you can determine which is the better value for you.

Truck Lease Vs. Buy Calculator
To choose between a vehicle lease or loan, you'll need to compare your total costs over the term of the arrangement. This calculator will give you a rough estimate of the costs involved, as well as a comparison between "lost interest" costs related to your initial expenses. It will even calculate your estimated monthly lease payment and/or your monthly loan payment if necessary.

Start with Line 1 and work your way through the entry fields and then click on "Compute" to arrive at cost figures.

Description (A) Lease: (B) Loan: Instruct/Explain
1. Purchase price:
2. Sales tax rate:
3. Fees:
4. Cash Down payment:
5. Net Trade-in allowance:
6. Rebates:
7. Term (in months):
8. Interest rate (APR):
9. Monthly payment:
10. Security deposit:
11. Estimated resale value:
12. Annual savings rate:
13. Year #/% Deprec. 1 2 3 4 5 6 7 8 9 10
Description (A) Lease: (B) Loan: Instruct/Explain
14. Monthly payment:
15. Total of payments:
16. Total interest expense:
17. Net upfront expenses:
18. Depreciation expense:
19. Forgone Interest earnings:
20. Total cost:
21. Average cost per year: